For small businesses, technology should make daily operations easier. But in many cases, the tools they rely on were built for an earlier stage of commerce, when transactions happened at a fixed counter, orders followed a more predictable flow, and customer expectations were lower. That is no longer the environment most businesses operate in today. Restaurants are balancing dine in, pickup, and phone orders at the same time. Service businesses are expected to take payments on

The Government Shutdown Continues During this period, SBA (Small Business Administration) loans and some traditional bank credit approvals have been suspended, leaving many small business owners facing unprecedented financial pressure right before the holiday peak season. Holiday inventory, employee payroll, rent, and daily operations all require cash flow support, but with financing channels suddenly restricted, maintaining liquidity has become the biggest challenge for many

Act quickly — Discover class action settlement claims are due by May 18, 2026 . If your business accepted Discover card payments between January 1, 2007, and December 31, 2023 , you may be eligible to receive compensation from the $1.225 billion . Why This Matters to Your Business This lawsuit claims that Discover misclassified certain consumer credit cards as commercial cards, which caused merchants to be charged excessive interchange fees . Discover has not admitted any wro

Visa and Mastercard Settlement: Claim Your Refund Now! We have exciting news for you! If your business accepted any Visa or Mastercard payments between January 1, 2004, and January 25, 2019, you might be eligible for part of the $5.6 billion antitrust settlement that has been reached—but you must act fast and file your claim by August 30, 2024! Why This Matters to Your Business: This lawsuit claims that merchants paid excessive fees to accept Visa and Mastercard cards because

It was an honor for our Community Navigator Pilot Program (CNPP)’s Team at Universal Processing to participate in this year’s CelebrASIAN Business Procurement Conference organized by the U.S. Pan Asian American Chamber of Commerce (USPAACC). At the conference, Universal Processing, represented by our CEO, Saint Hung, was once again recognized as one of the Fast 100 Asian American Businesses. This prestigious award underscores our continued dedication to supporting minority-ow

Have you heard on the news? Business owners who accepted Visa or MasterCard may be eligible to benefit from a $5B class action settlement. This is the result of antitrust cases. In 2005, retailers brought a case against Visa and MasterCard for allegedly trying to fix the high credit card processing fees while imposing rules that prevent customers from using alternative payment methods. The case was settled in March 2023. Any persons, businesses, or other entities that accept

The assertion by The Wall Street Journal that ‘Diverse and inclusive cultures are providing companies with a competitive edge over their peers’ underscores the transformative power of embracing diversity and inclusion within businesses. By fostering an environment that values diversity, companies can attract a broad spectrum of talent enriched with diverse skills, knowledge, experiences, and cultural perspectives. This not only bolsters internal innovation but also enhances