Universal Processing is an award-winning, minority-owned full-service payment provider helping underserved and multilingual small and medium-sized businesses across the country.
We believe small and medium-sized business owners deserve more than confusing contracts, slow approvals, and outsourced support. That’s why we operate as a 100% U.S.-based Full-Service Provider (FSP), giving us direct control over onboarding, risk, pricing, and support.
From merchants to partner channels, we help businesses accept payments confidently, operate efficiently, and grow sustainably — backed by real people who speak your language.
Let's Go uP!
Our Story
Our Values
At uP, our guiding principles are embodied in the acronym PACT. This set of values underlines our promise to our community and serves as the foundation of every endeavor we undertake.
Be
Partners
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We are committed
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We pursue opportunities
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We bring growth
Be
Accountable
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We are ethical
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We embrace transparency
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We make no excuses
Be
Compassionate
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We are affable
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We support people
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We serve the community
Be
Transcendent
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We are exceptional
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We do it right
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We hold nothing back
National Business Inclusion Consortium
We were proud to be named among the 2025 National Business Inclusion Consortium (NBIC) Top 50 SMEs for Impact under the prestigious NBIC Best-of-the-Best Program.
Inc.
For the second time, we has been awarded the Inc. Power Partner Award, recognizing us as one of the top providers who power private businesses to new heights of success.
The U.S. Small Business Administration
We was named the national spoke of the SBA and USPAACC Community Navigator Pilot Program.
Priority Payment Systems
We are honored to be recognized by Priority with the Best in Class Gold Award, presented at this year’s Priority Power Conference 2025.
USPAACC
The US Pan-Asian American Chamber of Commerce recognized Universal Processing as a certified Asian American/Minority-Owned Business.
AM New York Metro
Universal Processing won the Top Workplaces 2024 award for being one of the best workplaces in the New York City Region.
Finovate
Finovate nominated Universal Processing a finalist of the 2025 Best Consumer-Facing Payments Solution Award.
CO-100
We has been named a Growth Accelerator in the 2024 CO-100 list by the U.S. Chamber of Commerce, a prestigious list that recognizes the 100 top-performing small businesses in the country.
Better Business Bureau
We are proud to hold an A+ rating from the Better Business Bureau, which reflects our commitment to ethical practices, and delivering excellent service to our customers.
Awards & Recognitions
Our awards reflect the impact of our work and the dedication of our team, guided by the values of PACT. Each recognition celebrates excellence, growth, and the positive difference we make every day.
Philanthropy
Every quarter, we plant trees through our partnership with the charity One Tree Planted, in honor of our valued merchants. By partnering with us, you are helping to make the world a better place.
